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#CAR NOTE C PROFESSIONAL#

We do not rely on an automated response based on your credit score* when assessing your application for quick car finance. You can apply through us today in confidence that we will take your current circumstances and base a decision on what you can afford to pay. Do you currently have a Benefits only income? Or are you Self-Employed and finding it difficult to purchase the vehicle you want? We’re proud to offer our customers a service they may not easily find elsewhere, considering more than just your credit score* in fact we don’t use it at all! If you have a CCJ, Default, or have got into arrears or even been previously bankrupt, we can offer bad credit finance. Been declined elsewhere when looking at buying a car with bad credit? We can help provide you with car finance, even if you have bad or poor credit. We consider all circumstances and we really can help you get a new car with our bad credit car loans. ^)Ĭredit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.Here at The Car Loan Centre, we specialise in offering car finance for bad credit history applicants. ~Car Loan for eligible Electric or Hybrid engine types is subject to a 1% discount on your personalised interest rate, applied at the time of application. Electric and Hybrid Car Loan interest rates range from 4.99% p.a. to 9.99% p.a. ^^To qualify for a Car Loan, applicant must meet all credit criteria and the car offered as security must meet all criteria - either new or if used, cannot be older than 7 years at time of application, registered under the applicant’s name, has been made locally or imported by the manufacturer, has never been written off (even if it was repaired), has a paid, fully comprehensive insurance policy with Westpac noted as the financier and is for personal use only. If you’re using a Westpac Car Loan to buy an electric or hybrid car, check our list of eligible vehicles.

#CAR NOTE C FULL#

Please read full terms and conditions before making a decision to apply for a Westpac Personal Loan. #The lending establishment fee will be added to your loan amount. The calculations should not be relied on for the purpose of making a decision whether to apply for a car loan. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified.

The calculation is not an offer of credit. The calculator does not take establishment fees, stamp duty or other government charges into account. It is for illustrative purposes only and is based on the accuracy of the information provided. to 12.16% p.a.)Īny calculation made by you using this Car Loan calculator is intended as a guide only. (comparison rate 7.20% p.a.), the estimated total amount payable including fees is $35,801. The actual rate offered may be higher or lower than the comparison example above. Interest rate ranges and representative examples are based on a personal loan of $30,000 borrowed for 5 years with the interest rate of 5.99% p.a. Car Loan repayment terms range from 1 to 7 years.Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different loan amounts and terms will result in different comparison rates. WARNING: Comparison rates apply only to the example or examples given and may not include all fees and charges. All comparison rate examples shown are for a personal loan amount of $30,000 and a term of 5 years. ^Comparison rates: Comparison rates help you understand the true cost of a loan. Information correct as of 14 August 2022. Credit criteria, fees, charges, terms and conditions apply.

Please consider your individual circumstances before applying for a Westpac Personal Loan.

#CAR NOTE C PROFESSIONAL#

For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. Online Banking Terms and Conditions (PDF 415KB) Officially imported (no ‘grey’ imports).Consider this loan if the car you want is more than 7 years old, you want a motorbike, caravan or something else, or you don’t want to offer the car as security.Īs this loan’s secured against your car, you get a lower rate than our Unsecured Personal Loan^^.Īs this loan’s secured against your electric or hybrid car, you get a special lower rate^^įrom 7.99% p.a. (comparison rate 9.18% p.a.

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